Fast, Simple Loans When You Need Them Most
Apply in minutes and get a quick decision. No paperwork, no hassle – just fast access to cash when you need it.
A Faster and Simpler
Way to Borrow
At Trusty Finance, we make borrowing quick, easy, and hassle-free with fast approvals, flexible repayments, and no hidden fees. Our 100% online process means no paperwork, no long wait times—just a simple way to get the funds you need, when you need them.
Super Fast Approvals
Get a decision in minutes
Simple Application
Easy to understand, 100% online
Flexible Repayments
Weekly, fortnightly or monthly
Trusted & Transparent
No hidden fees, ever
100% Australian-based
Local and trusted support
Funds in 60s to PAYID Enabled Banks
Not all banks or bank accounts are PayID enabled. Contact your bank or click here to find out more information about PayID and how it works.
Loans for Life’s Unexpected Moments
Whether you need a little extra to cover bills, car repairs, or unexpected expenses, we’ve got a loan to suit you.
Simple, Fast & Hassle-Free
Borrowing should be easy to understand—that’s why Trusty Finance keeps things simple with no confusing terms or hidden fees. Our 100% online process means you can apply in minutes, get a fast decision, and have funds in your account without the hassle.
-
92%
of customers receive funds in their bank account within 60 seconds of signing their loan contract
-
5 mins
is all it takes to complete an online application
Our Simple Eligibility Criteria
Getting a loan with Trusty Finance is easy, and our eligibility requirements are straightforward. To apply, you must:
- Be at least 18 years old
- Be employed with consistent income for 90 days
- Be an Australian Citizen or permanent resident, with a fixed address
- Have an active email address, phone number, & online banking details in your name
- Own a motor vehicle registered in your name
- Be in control of your current finances and handling existing financial commitments
If you meet these criteria, you’re ready to start your application. No complicated forms, no hidden fees—just a fast and simple process designed to get you the funds you need.
-
92%
of customers receive funds in their bank account within 60 seconds of signing their loan contract
-
5 mins
is all it takes to complete an online application
Information you will need to provide
Basic personal information
Full name, address, D.O.B, number of dependents, identification details etc.
Employment status & detail
Employer name, address, phone number etc.
Your bank statements
We will assess the last 3 months of your bank statements to help determine if you can afford to repay your loan.
Vehicle Registration Document
To confirm ownership of your vehicle, as security for the loan**
What Our Customers Say
Real stories from real people who’ve used Trusty Finance to take control of their finances.
Very satisfied customer
Trusty was there when needed the most.
Ava Marie Brisbane
Process was so easy
Trusty made the process so easy! I had used other lenders in the past and their processes are often long and painful with too many steps and hoops to jump through.
Josh Turner Adelaide
Really easy first experience
This was my first time using Trusty, and it was really easy. I will definitely stick with them if I need money.
Jackie Ford Sunshine Coast
Very polite customer service
Very polite customer service officer resolved my inquiry immediately, no problem, thank you.
Emily C Melbourne
Made me feel comfortable
I was worried about my credit score, but the team at Trusty Finance made me feel comfortable by taking the time to answer my questions.
Stacey George Sydney
I wish I had known about you earlier!
The stress and processes of trying to get a loan has been exhausting and depressing! Trusty made it very easy and someone was there to help if I had any questions.
Mitchell Smythe Wollongong
Process was so easy
Trusty made the process so easy! I had used other lenders in the past and their processes are often long and painful with too many steps and hoops to jump through. Josh Turner Adelaide
Made me feel comfortable
I was worried about my credit score, but the team at Trusty Finance made me feel comfortable by taking the time to answer my questions. Stacey George Sydney
Very satisfied customer
Trusty was there when needed the most. Ava Marie Brisbane
Process was so easy
Trusty made the process so easy! I had used other lenders in the past and their processes are often long and painful with too many steps and hoops to jump through. Josh Turner Adelaide
Really easy first experience
This was my first time using Trusty, and it was really easy. I will definitely stick with them if I need money. Jackie Ford Sunshine Coast
Very polite customer service
Very polite customer service officer resolved my inquiry immediately, no problem, thank you. Emily C Melbourne
Made me feel comfortable
I was worried about my credit score, but the team at Trusty Finance made me feel comfortable by taking the time to answer my questions. Stacey George Sydney
I wish I had known about you earlier!
The stress and processes of trying to get a loan has been exhausting and depressing! Trusty made it very easy and someone was there to help if I had any questions. Mitchell Smythe Wollongong
Process was so easy
Trusty made the process so easy! I had used other lenders in the past and their processes are often long and painful with too many steps and hoops to jump through. Josh Turner Adelaide
Made me feel comfortable
I was worried about my credit score, but the team at Trusty Finance made me feel comfortable by taking the time to answer my questions. Stacey George Sydney
Smart Money Tips & Insights
Do Loan Companies Call Your Employer?
Applying for a personal loan can have plenty of upsides, especially if you’re using it to achieve a specific financial goal. But many potential borrowers may be concerned about privacy issues, particularly regarding lenders contacting their employers.
Using A Car As Collateral For A Personal Loan
When money is tight, and a big expense pops up, using a car as collateral for a personal loan can help you unlock funds without selling your vehicle. For many borrowers, a secured personal loan keeps life moving – literally – while covering things like repairs, home projects, or surprise bills. Trusty Finance offers secured personal loans that use your car to support the loan, with a quick online application and no hidden fees, so it fits easily into a busy schedule.
What is the Difference Between a Secured and an Unsecured Loan?
When you start looking at personal loans, you’ll quickly see two main types: secured and unsecured. Understanding the difference between a secured and unsecured loan helps you work out which option suits your situation and how a Trusty Finance secured personal loan could fit into your plans, whether that’s for a home project, a big life event, or unexpected costs.